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Cash savings products provided by Standard Life Bank plc, a division of the Barclays Group.

Bond Plus Savings Account

All Savings Bond customers have the opportunity to open a Bond Plus Savings Account.

Summary box Key product information for this account
Account name:	Bond Plus Savings Account
Interest rates (AERs):	Earn 1.92% variable gross pa/AER. See full rates below.
Tax Status:	Interest will be paid net for UK tax-payers.
Conditions for bonus payment:	Not applicable to this type of account.
Withdrawal arrangements:	No notice period or penalties apply when making withdrawals on this type of account.
Access:	Enjoy easy access to your money over the phone 8am-6pm Mon-Fri, or make transactions at a time that suits you with our online service.

The full rates for this savings account can be found below. Interest is paid yearly, however you can also choose to have your interest paid monthly.

Balance	Interest paid yearly		Interest paid monthly
Balance	Gross/ AER %	Net %	Gross %	Net%	AER %
£1+	1.92	1.53	1.90	1.52	1.92

A Bond Plus Savings Account can be opened at any stage during your bond term. Just call us on 0845 609 6311 to apply.

Rates correct as at 12 March 2009.
Withdrawals sent by electronic transfer via your external account will normally take 3 working days. In exceptional cases we may permit same day withdrawals but we will charge a fee for this, currently £28.
Gross means the rate of interest paid without the deduction of tax, if applicable.
AER means the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
For all accounts, you can choose whether interest is to be paid monthly or yearly.
Minimum balance £1.
The interest payable in relation to savings accounts depends on the individual circumstances of each customer and may be subject to change in the future.
Standard Life Cash Savings savings accounts are covered by the Financial Services Compensation Scheme.

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