A little notice gets you more.
Great savings accounts that will earn you a higher rate of interest in return for giving either 10 or 60 days' notice before making a withdrawal.
- The longer you leave it, the more interst you'll earn.
- Earn an even higher rate of interest in return for transacting online.
We have 3 different accounts for you to choose from:
| |
Interest rates (AERs) |
Notice required |
Access to money |
Premium 10 Day Notice Account |
Tiered rates from 1.65% - 2.05%
variable gross pa/AER. See all rates |
10 clear days' notice before making a withdrawal |
Online banking and limited telephone banking (limited to 3 telephone withdrawals per year) |
| 60 Day Notice Account |
Earn 1.58%
variable gross pa/AER. See all rates |
60 clear days' notice before making a withdrawal |
Online banking and unlimited telephone banking |
10 Day Notice Account |
Tiered rates from 1.08% - 1.33%
variable gross pa/AER. See all rates |
10 clear days' notice before making a withdrawal |
Online banking and unlimited telephone banking |
The Facts
- Rates correct as at 12 March 2009, subject to variation.
- In return for a higher rate of interest, we do ask that you give us the right amount of notice on either our 10 or 60 Day Notice Accounts. If it's not possible to give us 10 or 60 clear days' notice, we will charge a penalty equal to 10 or 60 days' gross interest on the amount withdrawn.
- Withdrawals made by electronic transfer via your external account will normally take three working days to clear. In exceptional cases, we may permit same day withdrawals, the current fee for this service is £28.
- Account holders must be over the age of 16 and resident (and in the case of a limited company, incorporated) in the UK at the time of opening an account.
- Business accounts opened by registered or recognised charities, occupational pension scheme trustees, limited companies, clubs and societies may have interest paid gross.
- If you make more than three telephone withdrawals per year with Premium Accounts there is an Excess Telephone Charge of £50.
- Gross means the rate of interest paid without the deduction of tax, if applicable.
- AER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
- For all accounts, you can choose whether interest is to be paid monthly or yearly.
- Standard Life Cash Savings savings accounts are covered by the Financial Services Compensation Scheme