Direct access accounts for your business
If you want to be able to access your business savings at short notice, then our direct access savings accounts are just for you.
Choose between our:
Premium Direct Access Savings Account
Greater interest for your business.
Our Premium Account offers you an even higher rate of interest in return for transacting online.
- earn competitive rates up to 4.05% variable
gross pa/AER
- simply log on to deposit, withdraw or transfer funds whenever you want
- make up to three telephone withdrawals per year without charge
- transactions take just three working days
- minimum deposit of £1 and the maximum of £10 million
Next steps
> View our all savings rates
> Read our questions and answers
> Ready to apply?
back to top
Direct Access Savings Account
Easy access to your money.
Our Direct Access Savings Account is for you if you would rather transact by telephone.
- earn competitive rates up to 3.33% variable
gross pa/AER
- withdrawals take just three working days
- minimum deposit of £1 and the maximum of £10 million
- interest rates are tiered, so the more you can save, the more you'll earn
- easy access to your account by phone or online
Next steps
> View our all savings rates
> Read our questions and answers
> Ready to apply?
back to top
The Facts
- Rates correct as at 22 October 2008, subject to variation.
- Withdrawals made by electronic transfer via your external account will
normally take three working days to clear. In exceptional cases, we may
permit same day withdrawals, the current fee for this service is £28.
- Account holders must be over the age of 16 and resident (and in the case of a limited company, incorporated) in the UK at the time of opening an account.
- Business accounts opened by registered or recognised charities, occupational pension scheme trustees, limited companies, clubs and societies may have interest paid gross.
- If you make more than three telephone withdrawals per year with Premium Accounts there is an Excess Telephone Charge of £50.
- Gross means the rate of interest paid without the deduction of tax, if applicable.
- AER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
- For all accounts, you can choose whether interest is to be paid monthly or yearly.
- Standard Life Bank savings accounts are covered by the Financial Services Compensation Scheme
back to top
