Our portfolio of investment products ranges from ISAs, Mutual Funds, Investment Bonds and Investment Trusts. Our wrappers are designed to offer you the best range of investment funds available from the market place including the full range of funds from Standard Life Investments.
As with all investments, the value can go up and down and you may not get back what you originally put in.
With an ISA you can shelter your investment away from Tax. With over 1,000 funds to invest in, you'll have plenty of choice in how you take advantage of the maximum annual ISA allowance. From 6 October 2009 you can invest up to £10,200 if you were born on or before 5th April 1960. For those born after 5th April 1960 the maximum is £5,100, increasing to £10,200 from 6th April 2010.
By investing with Standard Life you have the opportunity to choose from around 900 funds to invest in. And with a Mutual Fund you can invest directly into that fund even if you have already used up your tax-free ISA allowance.
A Capital Investment Bond aims to give your money the potential to grow in value over the medium to long-term. You can also choose to take an income from your investment at any time.
As well as aiming to grow the value of your investment, the Bond can also be used to take an income. Or you can simply choose to take withdrawals from your investment. So if you are looking to invest a lump sum over the medium to long term, then a Tailored Investment Bond could be a good choice for you.
If you're looking to top-up your income, then a Distribution Bond could be just what you need. The main aim of the Distribution Bond is to provide a regular income, with a range of income options to suit your needs. We invest your money in the type of assets most likely to deliver this, whilst balancing this aim with the potential for capital growth.
If you're investing money, you will be looking for flexibility. Depending on your circumstances and investment goals, investing offshore can be highly tax efficient.
Investment Trusts are a type collective investment, which pools your money together with other investors money. Investment trusts are companies (plcs) that invest in other companies in order to make a profit.
We currently offer a range of 4 investment trusts.
