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Products provided by Standard Life Assurance Limited.

Capital Investment Bond

Key questions answered



 How will I know how my investment is performing?

We will send you a statement each year giving you the value of your bond. You can call our customer help line on 0845 60 60 002 for an update. Call charges may vary. We will register you for our online service and send you a user id and password so that you can check your plan details on our website - www.standardlife.co.uk

 What might I get back?

The amount you get back is not guaranteed and will depend on several factors, such as:
  • how much you invested
  • the length of time you invested for
  • the performance of the funds you have chosen
  • how much our charges are
  • the amount of any regular or one-off withdrawals you have taken
Your personal illustration gives you an indication of what you might get back. When you cash your bond in, we will pay you the value of your bond.

 Does this bond offer life cover?

On the death of the last surviving life assured, the amount paid will be 100.1% of the unit value. The cost of providing this is included in our charging structure.

 Is my money guaranteed?

No, the value of your investment in the bond and any income taken from it can go down as well as up and you may not get back the original amount invested.

 
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Standard Life Assurance Limited (SC286833), Standard Life Savings Limited (SC180203) and Standard Life Lifetime Mortgages Limited (SC193441) are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Investments Limited (SC123321) and Standard Life Investments (Mutual Funds) Limited (SC123322) are both registered in Scotland at 1 George Street, Edinburgh, EH2 2LL. All companies authorised and regulated by the Financial Services Authority. Calls may be recorded/monitored. Calls from BT landlines will cost a maximum of 5p per minute. The price of calls from other networks may vary.

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