Capital Investment Bond

You can withdraw money from your bond though this could reduce the overall value of your investment.

Key points about accessing your money:

• You can take regular withdrawals, but these may be subject to tax.
• The minimum amount is £50.
• You must keep at least £300 invested in your bond if you wish it to remain open.
• If you choose the Level charging option, you can take regular withdrawals of up to 10% a year from your bond.
• If you choose to take the Stepped charging option, you can take regular withdrawals of up to 7.5% a year from your bond.

You can also take one-off withdrawals from your bond. The minimum amount you can withdraw as a one-off is £125. One-off withdrawals may be subject to tax.

You can fully cash in your bond at any time. Under the Stepped charging option, if you fully cash in your bond or make a one-off withdrawal from it within the first five years of any investment, we will apply an exit penalty.

Please see our Key Features Document (CIB17) for full details.