Capital Investment Bond

A Capital Investment Bond aims to give your money the potential to grow in value over the medium to long-term. You can also choose to take an income from your investment at any time.

There is no set term on a Capital Investment Bond however it should be thought of as a medium to long-term investment, taken out for at least five years.

Some of the key features include:-

• Wide choice of over 140 investment funds for your investment bond via different fund managers.
• As well as aiming to provide growth for your money, your Capital Investment Bond can also be used to take an income.
• Minimum single payment into Capital Investment Bond of £5,000. If you invest in the Distribution Fund and choose to take a monthly income from the fund, the minimum single payment is £10,000.
• Up to 5% tax deferred withdrawals can be taken. This applies until the total withdrawals you've made equals the original amount you invested. Once the withdrawals exceed this amount, the tax allowance stops.
• Additional investments can be made at any time. (Subject to any maximum age limit and a minimum investment of £1,000 each time)
• Choice of charging structure options - Level and Stepped.

The Level charging option is only available if you are making an additional investment to an existing bond taken out on or before 19 June 2009

You can view all the funds, both Level and Stepped on our website.

Important Information

Use the links below to find out more about our Capital Investment Bond. Before buying a product, you need to be aware of the risks and commitment involved. Details are available in the Key Features Document below.