With Profits

Welcome to the Standard Life With Profits Area

Our With Profits Investment Reports cover:

• Investment Strategy
• Asset Allocation
• Investment Performance Commentary

Latest Quarterly With Profits Investment Report Heritage With Profits Fund: Life Business


Latest Quarterly With Profits Investment Report Heritage With Profits Fund: Pensions Business


Latest Quarterly With Profits Investment Report UK Smoothed Managed With Profits Report

Bonus Information

Bonus Declaration - 27 July 2010


Historic Bonus Rates - Life


Historic Bonus Rates - Pensions

Other useful information

Standard Life's Principles and Practices of Financial Management (PPFM)

Standard Life's Consumer Friendly Principles and Practices of Financial Management (CFPPFM) - Understanding With Profits booklets

Heritage With Profits Fund – Inherited Estate Distribution

Standard Life Assurance Limited Heritage With Profits Fund Principles and Practices of Financial Management
Report to UK with profits policyholders and Statement to UK with profits policyholders by the With Profits Actuary

Standard Life Assurance Limited UK Smoothed Managed With Profits Fund Principles and Practices of Financial Management
Report to UK with profits policyholders and Statement to UK with profits policyholders by the With Profits Actuary

Terms of Reference for our With Profits Committee.

Please note that Standard Life does not publish the unit price for any of our with profits funds daily. Presenting the price on its own may not provide a full and fair view of a with profits investment's worth. For example, for non-Stakeholder funds the unit price does not allow for the possibility of final bonus.

For customers considering a with profits investment we recommend you seek financial advice to obtain the best understanding of our with profits products.