Review existing pension

You've taken the first important steps towards a more comfortable retirement by investing in a SIPP - and taken advantage of significant tax breaks that could help you enjoy the quality of life you deserve in the future.

It's important to keep an eye on things so:

• When did you last take a look at your existing pension?
• Can you be sure your pension is on course to meet your needs?
• Have your needs changed since you last reviewed your pension?
• Do you still have an appropriate investment mix to meet your investment needs and views?

The fact is, if you want your pension to support you as you expect in later life, you might need to take action from time to time. That could mean topping up the amount you're paying in, or simply checking that you're happy with your current mix of investments.

Tax and legislation are liable to change. The information given here is based on our understanding of law and HM Revenue & Customs practice at the date of publication. Tax reliefs may be altered and their value to the investor depends on their financial circumstances.