Key decisions

A SIPP offers you the widest range of investments to choose from out of all pension types.

Take a look at our Client investment options guide for more information on the range of investments available, plus details of the pension funds and mutual funds from Standard Life.

You can also choose how much control you want to take over your investments, for instance:

1. You can let us take care of some or all of the investments for you by investing in pension funds and mutual funds from Standard Life.
2. If you want to deal in stocks and shares yourself, you can use our execution-only stockbroker. See our Execution only stockbroker leaflet.
3. Or if you want, a Discretionary Investment Manager can take care of all the investment decisions for you. For more details, please call 0845 0845 000 (call charges may vary).

What you get back will depend on investment performance and is not guaranteed. You may get back less than you invested. The investments you can choose may have different levels of risk. The value of your investment can fall as well as rise.

Remember that if you are unsure where your payments should be invested, you should seek financial advice. There may be a cost associated with obtaining advice.