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Mortgages provided by Standard Life Bank plc, a division of the Barclays Group.

Borrow More

Dipping into your overdraft, taking out a personal loan, or using a credit card can become an expensive way to borrow money. The features available with your Freestyle® Mortgage can help you manage your cash flow.

With Cash Reserve you can borrow at current mortgage rates.

As your life changes, your income increases or your property increases in value, we can reassess how much you can borrow from us, potentially giving you access to additional borrowing.

And...if money is tight, we may be able to offer you the option of a payment holiday.

It's all about making your mortgage work harder for you.

 
Cash Reserve. An easy way to borrow money

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watch our demo

Watch our Cash Reserve demo to see how it works

Watch our demo

Cash Reserve

A great way to borrow money at mortgage rates for any reason and at any time over a term that suits you.

Find out more about Cash Reserve

Credit Re-assessment

Make sure your mortgage evolves as you do. Tell us about any changes in your financial life.

Find out more about Credit Re-assessment

Payment Holidays

The flexible way to manage your cash flow.

Find out more about Payment Holidays


You may be interested in:

Taking a break. If money is tight, you may be able to take a payment holiday. Read about payment holidays
Viewing our demo. Find out how Cash Reserve works. Watch our demo.
All the details. Read our Cash Reserve Q and A to find out more


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Standard Life Bank plc, registered in Scotland (SC173685), Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Authorised and regulated by the Financial Services Authority. Standard Life Bank plc is a division of the Barclays Group. Calls may be recorded/monitored. Calls from BT landlines will cost a maximum of 5p per minute. The price of calls from other networks may vary.

© 2010 Standard Life