Before you buy this product it is important you understand that:-
No changes can be made to your plan after it's been issued. If you need to make any changes, you will need to take out a new plan
Make sure your cover meets your needs, by reviewing your plan regularly.
If you decide to cancel this plan, it has no cash-in value, so you won't get anything back - it also means that you are no longer covered.
When you apply answer all questions accurately, if you don't, this may affect payment of your claim
If you have a terminal illness and ask for your plan to be paid out early, the amount of cover will be reduced by 3%. If you are diagnosed with a terminal illness in the last 12 months of your plan, a terminal illness claim will not be paid.
We have shown an example of the maximum commission that would be paid on a plan with a payment of £10 per month. This assumes the plan term is 13 years or more. If the term of the plan is less than 13 years, the commission paid in this example would be lower.
Payment each month £10
Commission £248.34
For details of the actual amount of commission that would be payable on your plan, please contact Standard Life Direct on 0845 278 5636
