Life Insurance

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  • Quick – get a quote in minutes. Just answer a few simple questions
  • Competitive – cover starts at just £5 a month
  • Guaranteed price – fixed payments throughout your plan
  • Early payout for terminal illness – if you’re diagnosed with a terminal illness, you may be able to ask for a reduced benefit to be paid out early instead
  • Easy to apply - with our online application.

The plan has no cash-in value at any time.

For more details you should read through (and download/store) the Key Features and Our Services documents.

This insurance product available through Standard Life Direct is provided by LV=, part of the Liverpool Victoria Group.

How it works

  • Lump sum payout – if you die or if you are diagnosed with a terminal illness, you may be able to ask for a reduced benefit to be paid out early instead
  • Protect your family – help to make sure they have enough money to live on if you die
  • Cover your mortgage – can be used to cover your mortgage or any other borrowings you have
  • Level cover – pays out a fixed lump sum
  • Decreasing cover – if you want to cover a repayment mortgage – cover reduces in line with the amount owed on a typical repayment mortgage, although there is no guarantee that your mortgage would be repaid in full.


Important information

  • The plan has no cash-in value at any time.
  • The lump sum payable from a level cover plan will remain the same throughout the term, so it won’t keep up with inflation.
  • If you’re diagnosed with a terminal illness in the last 12 months of your plan, a terminal illness claim wont be paid.
  • If you stop paying premiums, your plan will stop after 60 days. This means you won’t be covered.

For more details you should read through (and download/store) the Key Features and Our Services documents.

If you’re unclear about what this plan provides and whether it suits your needs, you should seek financial advice. Please note there may be a cost for this.

This insurance product available through Standard Life Direct is provided by LV=, part of the Liverpool Victoria Group.

Standard Life Direct is provided by Standard Life Client Management, which arranges, and can advise you about this plan and products from subsidiaries of Standard Life plc and some external providers.

LV= will pay Standard Life Client Management commission if you buy an LV= Life Insurance plan through us. The amount paid is based on how much you pay and the term of your plan. Details of the actual amount of commission that would be payable on your plan will be provided in your quote.

 

Need some help? Call us on 0845 272 8810

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Friday 09:00 - 18:00

Saturday 10:00 - 13:00

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