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The value of your investments can go down as well as up and you may get back less than you paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK also have an impact on tax treatment.
The Standard Life ISA comes with a Personal Portfolio. So, if you already have our ISA, you can invest in your Personal Portfolio at any time. Just give us a call on 0800 027 4675 to make a payment and activate your account.
Before you start investing with the Personal Portfolio, consider using an ISA first. The allowance is £20,000 for this tax year. Any potential growth in an ISA is tax-efficient, whereas it's taxed in the Personal Portfolio.
Investment growth in your Personal Portfolio will be taxed. Laws and tax rules can change in the future. This is based on our understanding in April 2021. Your own circumstances can and where you live in the UK also have an effect on your tax.
With any investment, the value of your funds can go down as well as up and may be worth less than what was paid in.
To apply for the Personal Portfolio please call us so we can talk to you about your options.
Call charges will vary.
We can help you learn more about your different savings options and tell you everything you need to know about putting money away for the future.