Standard Life Master Trust Co. Ltd.

Standard Life Master Trust Co. Ltd. (SLMTC) is the trustee of Stanplan A.

Please click here for details about the board of SLMTC

How are contributions invested for Stanplan A?

SLMTC invests the contributions in a Standard Life Assurance Limited (SLAL) policy which it holds for all the members of Stanplan A. Each member’s pension pot is part of this policy and is invested by SLMTC in one or more of SLAL’s range of pension funds.

Members have the power to choose their investments, but do not have to.

The Stanplan A default investment profile

If the employer's scheme is a Qualifying Workplace Pension Scheme the employer will have selected a lifestyle profile as the default investment for members of its scheme.

After taking independent advice, SLMTC has selected the Passive Plus III Universal Strategic Lifestyle Profile (code – U3PP) as the default investment it believes is suitable for members of Stanplan A whose employer’s scheme is not a Qualifying Workplace Pension Scheme.

The value of an investment can go down as well as up and may be worth less than was paid in.

Financial advice

SLMTC and SLAL strongly recommend that members speak to a financial adviser before making investment decisions – there is likely to be a charge for this.

Members who are currently invested in with profits may give up valuable guarantees if they change to a different investment option.

Workplace Pension Scheme Outlines

Your employer will have told you if you’re a member of a qualifying Workplace Pension Scheme.

Non-Qualifying Workplace Pension Scheme (102KB)

Qualifying Workplace Pension Scheme (103KB)

The Declaration of Trust and General Rules apply whether your scheme is a Qualifying Workplace Pension scheme or not.

Declaration of Trust and General Rules (175KB)

Standard Life Master Trust Co.Ltd. Privacy Policy (102KB).