The value of your investment can go down as well as up and you may get back less than you paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK also have an impact on tax treatment.

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How our ISA works for you

You can use our Stocks & Shares ISA to save money tax-efficiently and invest into different types of funds to suit you. Any growth or returns you earn on savings up to your ISA allowance (currently £20,000) are tax-free.

  • Open your ISA in minutes
  • Investment options to suit your needs
  • Start investing from £50 a month, or a £500 lump sum
  • Change your payments at any time
  • Competitive pricing
  • Manage your ISA online
Open an ISA today


ISA fund options

Whether you’re new to investing or have lots of experience, we’ve got an option for you.


Our easy option

This could be a good option if you're new to investing or you know what you're doing but can't find the time.

Simply choose a fund that matches how you feel about risk and let the team at Aberdeen Standard Investments manage your money for you.


Our DIY option

If you want to choose your funds and have the time to manage your investments this could be a good choice for you.

You can choose from the full range of thousands of funds including ethical options if you want to invest in a way that matches your values.

Open an ISA

How much does an ISA cost?

The cost of an ISA is made up of the total fund charge which you pay to invest in a specific fund, and the platform charge which is the cost of the services Standard Life provides you. As a result, associated fees can range depending on the choices you make. See here for a breakdown and representative examples of how costs may work.


Understand ISA charges

Our Easy option annual charge is 0.55%

The cost for an ISA is made up of two separate charges. How much an ISA with us costs will depend on the choices you make.

There is the ‘total fund charge’. This is what the fund manager charges you each year for investing in a specific fund.

Then there’s the ‘platform charge’. This is the cost for the services Standard Life provides you.

Both of these charges combined is called your ‘overall charge’ and is the amount you will pay each year to have an ISA with us.

More information on funds

If you want to understand more about our investment options, you can find out about investment risk and fund performance in more detail.

Read about ISA funds