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Equity Release is when you unlock tax-free cash from your home. Most types of Equity Release are available from age 55. They might be an option if you need money to help you pay for your lifestyle in retirement, or if you need cash to pay for anything else.
There’s a lot to think about when it comes to Equity Release. You can request a call from Age Partnership to talk about how Equity Release works. It can help you decide if Equity Release is the right choice for you.
Equity Release may involve a Lifetime Mortgage which is secured against your property or a Home Reversion Plan. To understand the features and risks, ask for your personalised illustration. Equity Release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.
Standard Life Client Management Limited is registered in Scotland (SC193444) at 1 George Street, Edinburgh, EH2 2LL). Standard Life Client Management is authorised and regulated by the FCA. Its FCA register number is 435970. Age Partnership Limited (registered in England (5265969) at 2200 Century Way, Thorpe Park, Leeds, LS15 8ZB). Age Partnership is authorised and regulated by the Financial Conduct Authority. Their FCA register number is 425432
If you'd like to know more about Equity Release or start the process, here are some steps you can take next:
Try our helpful guides and tools to find out more about your retirement options, as well as ways to take your pension money.