Equity Release Calculator

Use our calculator below to find out if you can take tax-free cash from your home to help pay for the things you want in retirement. Then see how much you could get.

If you want to find out about how Equity Release works and whether it’s right for you, see our Equity Release guide.

If you decide to release money from your home, the money you get would be a loan. It gets paid back after you die along with any interest, meaning the amount you have to pass on as inheritance could go down. Any means-tested benefits may also be affected.

You will speak to an adviser before releasing any money and they’ll make sure you understand the whole process.

Equity Release may involve a Lifetime Mortgage which is secured against your property or a Home Reversion Plan. To understand the features and risks, ask for your personalised illustration. Equity Release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.