The value of your investments can go down as well as up and you may get back less than was paid in.

What is a platform?

Financial advisers use online platforms to help manage your investments, payments and service requests. This can be anything from moving your investments around different funds with the aim of helping them perform towards your goals, to simple tasks like updating your personal details.

Wrap and Elevate

Standard Life has two investment platforms that advisers can use to manage your portfolio – Wrap and Elevate. You may hear these names mentioned while discussing investments with your adviser.

This page has information on how our platforms can be used by both individual customers and their advisers.

Help with our platforms

If you have an adviser you should speak to them if you have any questions about your account.

However if you no longer have an adviser we can help. Just choose which platform you’re using below.

More about the Wrap platform

The Wrap platform is an online adviser platform. It gives advisers a wide range of features, tools and support to help them provide the best possible service to their customers.


A wide range of investment options

Through Wrap, advisers can help you invest in mutual funds, equities, Exchanged-Traded Funds, bonds, gilts, investment trusts and Venture Capital Trusts.


Robust adviser support

Wrap’s features support advisers with detailed reporting, professional portfolio management features and a range of tools to help give you the best possible service.


An award-winning and highly-rated platform

Wrap has an AKG "A" rating for financial strength, a Defaqto Gold Service Rating and was voted Best Platform Provider (AUM £25bn or more) in the Schroders UK Platform Awards.

For more information, please visit the dedicated Wrap page.

More about the Elevate platform

Elevate is an award-winning online investment platform that aims to make the investing process as simple as possible. It enables you and your adviser to pick products and decide where to invest your money.

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A simple, powerful platform

Investing through Elevate is simple. Choose an investment product – like a pension plan or Individual Savings Account - and your adviser can make investments on your behalf.


A wide range of options

Your adviser can invest your money in a range of options using Elevate, including investment funds, stocks and shares or bonds and gilts - all with different levels of growth and risk potential


Elevate awards and ratings

Elevate has received an AKG "A" rating for financial strength, a gold service rating from Defaqto and has been voted Best Platform Provider (AUM up to £25bn) in the Schroders UK Platform Awards.

Elevate product information

Find out more about the products you can select through the Elevate platform and learn more about interest rates on Elevate cash accounts.

Elevate products

Download helpful guides on the range of Elevate investment products.

Find out more

Elevate cash interest rates

Get up to date information on the current Elevate cash account interest rates.

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