We can help you save for retirement

A pension can be a great way to save for the future you want when you retire. The money you pay in gets a boost from tax relief, plus it’s invested so has the potential to grow. However, the value of any investment can go down as well as up and could be worth less than was paid in.

Tax rules and legislation can change. Tax treatment will depend on your individual circumstances.

If you'd like more information on pensions you can read our pension basics section

Choose your Standard Life pension

At Standard Life we understand that different people have different needs.

So we have two main types of pension for you to choose from

Our personal pension

Our Active Money Person Pension (AMPP) is a simple and tax-efficient way to save for your retirement. You can:

  • Pay in from £80 a month or an £800 lump sum
  • Manage your plan online, including starting, stopping or changing payments
  • Choose from our Easy or DIY investment options depending on how much help you want

Apply for a personal pension today

Our Self-invested Personal Pension (SIPP)

If you're looking for wider choice of investment options, our SIPP could be for you. It's designed for experienced investors who are comfortable regularly reviewing their pension investments to make sure they continue to meet their needs, goals and attitude to risk:

  • Access a wider range of investment options than our personal pension
  • Pay in from £80 a month or an £800 lump sum each year if your plan value is over £50,000. Or from £240 a month or a £2,400 lump sum each year if your plan value is less than £50,000
  • Manage your plan online, including starting, stopping or changing payments

If you’d like to apply for a SIPP today call us on 0345 272 8810. You can also read more about our SIPP..

Why Choose Standard Life?

We’re committed to helping you make good choices so you can get the best out of your life savings. We have online guidance to help you make decisions. Or, if you need further support, we can help you find a financial adviser.

What next?

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Apply for your personal pension today

Whether you want us to manage your investment for you, or want to pick them yourself. Our personal pension offers an option for everyone.

Apply today

Make managing your money simpler - combine your pensions

It could make sense to bring your pensions together in one plan. It isn’t right for everyone but we can talk you through what you need to think about and what to do next.

Find out more about combining your pensions

Get some expert advice

Getting a better understanding of your finances and speaking with an expert is a great way to build your confidence and help you make the right decisions.

Visit our expert advice page to find out more >