Standard Life is the brand for our UK direct Customer proposition from Standard Life Aberdeen group and features products provided by Standard Life Aberdeen group companies and their chosen business partners.
Using any of the pages on this site indicates that you accept the terms of this Legal information notice ("Notice"). If you do not accept these terms, please leave the pages of this site immediately. This Notice is issued by Standard Life Assurance Limited.
We may update the terms of this Notice from time to time by updating this page. You should revisit this page regularly to ensure that you have seen and are aware of the current terms, as they are binding on you.
Certain provisions in this Notice may be superseded by expressly designated notices or terms located on particular pages of the site.
In this Notice and the pages of this site, any reference to "Standard Life", "we", "our" or "us" means Standard Life Aberdeen group (being Standard Life Aberdeen plc and its subsidiaries), unless otherwise indicated.
Companies that provide our UK and offshore products and services:
Standard Life Assurance Limited (SC286833) is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority;
Standard Life Savings Limited (SC180203) is authorised and regulated by the Financial Conduct Authority; and
Standard Life Trustee Company Limited (SC076046);
and are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH.
Standard Life Investments Limited (SC123321) and
Standard Life Investments (Mutual Funds) Limited (SC123322)
are both authorised and regulated by the Financial Conduct Authority and are both registered in Scotland at 1 George Street, Edinburgh EH2 2LL.
Retail investment products and funds are issued by Standard Life Savings Limited and Standard Life Investments (Mutual Funds) Limited.
Standard Life International Designated Activity Company (number 408507) is authorised and regulated by the Central Bank of Ireland and subject to limited regulation in the UK by the Financial Conduct Authority; and is a designated activity company registered in Dublin, Ireland at 90 St Stephen's Green, Dublin 2. Details about the extent of our regulation by the Financial Conduct Authority are available on request.
'1825' is the brand for Standard Life Aberdeen group's UK financial planning and advice business, and a trading name used by the following companies which are all authorised and regulated by the Financial Conduct Authority:
Baigrie Davies & Company Limited, (02426924) is registered in England at 14th Floor, 30 St Mary Axe, London EC3A 8BF;
Jones Sheridan Financial Consulting Limited (04705400) is registered in England at Datum House, Electra Way, Crewe, Cheshire, CW1 6ZF;
Pearson Jones plc (01447544) is registered in England at 14th Floor, 30 St Mary Axe, London EC3A 8BF;
Standard Life Client Management Limited (SC193444) is registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH;
The Munro Partnership Limited (SC219557) is registered in Scotland at Citadel House, 6 Citadel Place, Ayr, KA7 1JN.
Financial Services Register Reference Numbers:
Standard Life Assurance Limited - 439567, Standard Life Savings Limited - 188796, Standard Life Investments Limited - 188406, Standard Life Investments (Mutual Funds) Limited - 146477, Standard Life International Designated Activity Company - 446898, Baigrie Davies & Company Limited - 225058, Jones Sheridan Financial Consulting Limited - 232610, Pearson Jones plc - 144519, Standard Life Client Management Limited - 435970, and The Munro Partnership Limited - 471606.
The Financial Services Register can be found at http://www.fca.org.uk/register/.
Parent and service companies:
Standard Life Aberdeen plc (SC286832),
Standard Life Employee Services Limited (SC271355),
are both registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH.
Standard Life Aberdeen group VAT number GB270347469.
The pages of this site are intended for the information of residents of the United Kingdom ("UK"), unless otherwise stated.
While we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control.
We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice.
We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. While we will endeavour to ensure the pages of this site can be accessed during the UK hours of business, this site may be temporarily unavailable or restricted for administrative or other reasons. If this happens, we will try to restore their availability as quickly as possible. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.
We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from the pages of this site, or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.
Nothing on the pages of this site constitutes financial, legal or other professional advice in any way and you should consult your financial adviser or other professional adviser if you require any financial, legal or other professional advice.
© 2018 Standard Life Aberdeen, images reproduced under licence. All rights reserved.
Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Standard Life Employee Services Limited, or such other member of Standard Life Aberdeen group as Standard Life Employee Services Limited may direct, unless otherwise indicated.
Certain images used in the pages of this site are reproduced under licence.
"Standard Life" and the "Standard Life" logo are registered trade marks of Standard Life Employee Services Limited. Standard Life Employee Services Limited and other members of Standard Life Aberdeen group may also claim trade mark and service mark rights in other marks contained within the pages of this site.
Reproduction of the pages of this site in whole or in part, without the prior written consent of Standard Life Employee Services Limited, or such other member of Standard Life Aberdeen group as Standard Life Employee Services Limited may direct, is strictly prohibited unless for private, non-commercial viewing purposes.
Google Play is a Trademark of Google Inc.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Please note that there is no guarantee that any e-mail sent will be received, or that the contents of any such e-mail will remain private or unaltered during Internet transmission. If you have any such concerns, you may prefer to telephone or write to us instead. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of any such information.
We virus scan and retain all electronic communications (including emails). However, we recommend that you employ reasonable virus detection and protection measures when accessing any emails or electronic messages from us.
We reserve the right to monitor the use and content of e-mails which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against unlawful or improper use of, or attacks on, our systems.
We recommend that you employ reasonable virus detection and protection measures when accessing the pages of this site. We will not be liable for any loss or damage resulting from any attack by a third party on our systems or for any computer virus or other malicious or technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this site.
Any software, multimedia files, photographs, reports and other documents are downloaded at your own risk. We do not warrant the suitability of any such downloads and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of any such downloads for your computer, it is recommended that you obtain specialist advice before downloading.
The Financial Services Compensation Scheme (FSCS), established under the Financial Services and Markets Act 2000, has been set up to provide protection to consumers if authorised financial services firms are unable, or likely to be unable, to meet claims against them. Accordingly you may be entitled to compensation from the FSCS if such a firm cannot meet its obligations, depending on the type of business and the circumstances of the claim. For further information on the compensation available under the FSCS please check their website www.fscs.org.uk or call the FSCS on 0800 678 1100. Please note only compensation queries should be directed to the FSCS.
If you have any further questions, you can speak to your financial adviser or contact us directly. You can also find more information at www.standardlife.co.uk/investor-protection.
The terms of this Notice and the use of the pages of this site shall be governed by the laws of Scotland unless otherwise stated, and the Scottish courts shall have non-exclusive jurisdiction in the event of a dispute.
© 2018 Standard Life Aberdeen