Using the free calculator below, you can find out if you are eligible to access a tax-free cash lump sum through equity release on your home.

Equity Release is an option if you're 55 or over. There are also two types of equity release available.

If you want to learn more about how equity release works and if it could be an option for you, visit our Equity Release page.

If you decide to release money from your home, the money you get would be a loan. It gets paid back after you die along with any interest, meaning the amount you have to pass on as inheritance could go down. Any means-tested benefits may also be affected.

You will speak to an adviser before releasing any money and they’ll make sure you understand the whole process.

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Standard Life Client Management Limited is registered in Scotland (SC193444) at 1 George Street, Edinburgh, EH2 2LL). Standard Life Client Management is authorised and regulated by the FCA. Its FCA register number is 435970. Age Partnership Limited (registered in England (5265969) at 2200 Century Way, Thorpe Park, Leeds, LS15 8ZB). Age Partnership is authorised and regulated by the Financial Conduct Authority. Their FCA register number is 425432

Related pages

What is Equity Release?

With equity release, you could unlock tax-free cash from the value of your home.

Learn more about the options available >

How does Equity Release work?

See how much tax-free cash you could unlock from your home and understand the costs.

Find out how Equity Release works >

What are the different types of Equity Release?

Learn about Lifetime Mortgages > Learn about a Home Reversion Plan >