With our easy option ISA your money is invested in one of the MyFolio Managed Funds.

Here’s some information about the funds, so you can understand more about the different risk levels, where and what they invest in, and how they’re performing.

You make one decision - the experts will do the rest

Simply choose which MyFolio Managed Fund is right for you based on your attitude to risk. The experts from Standard Life Investments Ltd who manage the MyFolio Managed Funds will then aim to produce the best possible returns for you for that level of risk.

MyFolio Managed Funds aren’t suitable if you’re not happy taking any risk with your money.

Choose how much or how little risk you're happy to take:

Slider Bar

Lower risk

Medium risk

Higher risk


Dials

Remember that past performance is not a guide to future returns.

How the funds you invest in through the profile will change as you get closer to retirement

KEY Profile III

The funds you invest in through the profile will change as you get closer to retirement. You don't have to do anything - your money will be moved automatically

1. Growth phase

During the growth phase, your money will be invested in one of the MyFolio Managed Funds.



Let’s look at performance

£1,400

£1,300

£1,200

£1,100

£900


If you had invested £1,000 in June 2013 this would now be worth ...

Remember that past performance is not a guide to future returns. As with any investment, the value of your funds can go down as well as up, and may be worth less than you paid in.
*Performance Source: FE 30/06/2018.

Where is the money in your pension invested?

The experts who manage the MyFolio Managed Funds have the option to invest across the globe, and in different types of investments to try and get the best possible returns to suit your chosen risk level.

Regional split for Standard Life Pension Fund

  • 30% UK
  • 30% Europe (ex UK)
  • 30% North America
  • 30% Emerging Markets
  • 30% Japan
  • 30% Asia Pacific
    (ex Japan)
  • 30% Money Market
  • 30% Specialist and other (including absolute return)

This map is a broad graphical representation of regional exposures and does not represent the detail of the holdings of the fund.

Asset class split for Standard Life Pension Fund

An asset class is a category of investments, such as equities or bonds. Normally assets in the same class have similar characteristics. But they can have very different returns and risks.

Equities
Part ownership in a company - often known as stocks or shares.

Bonds
Essentially loans to a government or company. Often for a set time period and usually pay regular interest. Bonds can be issued by governments or companies.

Property
Includes direct investment in buildings and land. Also indirect investments like shares in property companies.

Money market instruments (including cash)
Includes deposits with banks, governments and large corporations, as well as investments that are generally riskier than cash. Money market instruments can fall in value.

Specialist and other (including absolute return)
Other investments that don’t fit into one of the other asset class categories. Includes direct and indirect investments in real assets like commodities, for example oil and precious metals. Also includes investments with specialist characteristics, such as absolute return investments.

More about asset classes at Where to invest.

How the Standard Life Pension Fund has performed and where it invests.How the Standard Life Pension Fund has performed and where it invests.

 Standard Life MyFolio Managed III Pension Fund

Data provided by FE.
Care has been taken to ensure that the information is correct, but it neither warrants, represents nor guarantees the contents of the information, nor does it accept any responsibility for errors, inaccuracies, omission or any inconsistencies herein.

Performance
*Performance, Source: FE (Performance data). These figures are based on performance from 30/06/2013 to 30/06/2018. They are calculated using the fund's bid price which is the price you receive when you sell units in a fund, and assumes that any income the fund generates is reinvested. It also takes into account the charges which apply to the fund.

Regional and Asset class splits


  • Regional splits
    Source: Standard Life Investments. These figures are based on information as at 30/06/2018.
  • Asset class splits
    Source: Standard Life Investments. These figures are based on information as at 30/06/2018.

Remember, as with any investment, the value of your fund can go down as well as up, and may be worth less than you paid in.

2. Approaching retirement phase

Other strategic lifestyle profiles

If you know how you want to take your money when you retire, one of our other strategic lifestyle profiles may be more appropriate. For example, if you want to buy a fixed income (an annuity), we have a range of Annuity strategic lifestyle profiles.

Remember, as with any investment, the value of your fund can go up or down, and may be worth less than you paid in.

This ISA is provided by Standard Life Savings Limited and is arranged through Standard Life Client Management Limited.

Apply for your easy option ISA in minutes

  • Decide how much to invest
  • Choose how much or how little risk you want to take
  • Tell us about any ISAs you'd like to transfer over

Apply now 

Things to consider before you decide to transfer your existing ISA

  • We don’t charge a transfer-in fee
  • You may experience a loss of investment growth while the transfer is taking place
  • Check if the company you’re transferring from will charge you an exit fee