What is an ISA?

Our easy and DIY option ISAs are Stocks & Shares ISAs – tax-efficient investment accounts that let you put your money into cash and/or different types of investment.

With a Stocks & Shares ISA, any returns you make will be tax-efficient.

  • Start investing from £50 a month or a £500 lump sum
  • Invest up to £20,000 in 2018/19 - tax efficiently

Our ISA options

Answer five quick and easy questions to find out which of our ISA options is better for you.

Find the right ISA

1.How do you feel about paying tax on your savings?

2. You have £50 'left over' at the end of the month – what do you do with it?

3. It's Sunday evening and you have an hour of free time. What do you do?

4. How would you describe your investment knowledge?

5. Would you prefer experts to manage your investments or do you want the freedom to manage them yourself?

Based on your answers, our easy option ISA might be right for you.

Take me to the easy option ISA now

Based on your answers, our DIY option ISA might be right for you.

Take me to the DIY ISA now

Easy option ISA

This could be a good option if you're new to investing or you've been doing it for years but can't find the time.

  • You can open your ISA in minutes

  • Match the MyFolio Managed Fund that suits you

  • Let experts manage your funds for you

DIY option ISA

If you want to choose your funds and have the time to manage your investments this could be a good choice for you.

  • Choose from thousands of funds including ethical funds

  • Match the funds that meet your needs

  • Enjoy no additional charge for switching funds or making withdrawals

You will select "Easy" or "DIY" option during set up

Important information

Investment returns aren't guaranteed. The value of your investment can go up or down and may be worth less than what was paid in.

Laws and tax rules may change in the future. The information here is based on our understanding in April 2018. Personal circumstances also have an impact on tax treatment.