Our Stocks & Shares ISA

The New ISA - simpler saving with more options

The Government's introduction of the 'New Individual Savings Account' (or NISA) means the new-look ISA is now much simpler, and offers you more savings options.

So if you're looking for growth potential over the medium to long term, without paying personal tax on your returns, our new Stocks & Shares ISA could be just the answer. And it's so simple to do - you can apply in minutes. You can invest:

  • anything from £50 a month, or
  • a lump sum of at least £500

You can now:

  • Save more - invest up to £15,000 a year in Stocks & Shares ISAs, Cash ISAs or a bit of both
  • Enjoy more flexibility - transfer between Cash ISAs and Stocks & Shares ISAs as much as you choose
  • Move your money and top up - transfer an existing ISA into your new ISA and top it up to take advantage over the rest of the year.

Laws and tax rules may change in the future, and the information here is based on our understanding in July 2014. Your personal circumstances also have an impact on tax treatment.

Remember that with all stock market investments, the value can go up or down and may be worth less than the full amount paid in.

 Find your match

With our Stocks and Shares ISA you can invest in the way that suits you. Choose our MyFolio Managed Funds, and all you have to do is decide on your attitude to risk. Your investment will then be expertly managed on your behalf by Standard Life Investments.

Find out more about our range of funds

 Enjoy low charges

Our charges are fair and reasonable - and with our Stocks and Shares ISA you pay no initial charge.  Other fees depend on how you choose to invest, but with our MyFolio Managed Funds we can guarantee you always get the best price for the fund in the market.

There’s no charge for switching funds, no matter how often you switch. And the more you invest, the lower your charges.

Find out more about our charges

Order of service

Order of serviceThe marriage of Cash and Stocks & Shares in a single 'super' ISA

Invest up to £15,000 - an increase of £3,120

Transfer freely between Cash and Stocks & Shares

Either choose from over 1,800 funds from our full range or, for a simple option, choose an award winning MyFolio Managed Fund

Manage your ISA online

One of the big advantages of our Stocks and Shares ISA is that you can manage your money online. So it's quick and simple to make payments, get valuations or make withdrawals when you want.

 Key Documents to read and save

The following documents provide information on the main features, servicing, benefits and risks of the Stocks & Shares ISA for ISAs taken out after 23 February 2014. If you took out your ISA before 25 July 2014, these Terms and Conditions only take effect on 8 September 2014. Please contact us if you require a copy of previous versions.

ISA and Personal Portfolio Key Features (PDF, 181KB)

Wrap Services Customer Terms and Conditions (PDF, 762KB)

ISA and Personal Portfolio Terms and Conditions (PDF, 624KB)

Order Execution Policy (PDF, 129KB)

Standard Life Direct Key Facts (PDF, 171KB)

Customer Hub Brochure (PDF, 203KB)

MyFolio Funds Brochure (PDF, 463KB)

 

Free ISA transfers

Cash and Stocks & Shares ISAs joined in tax-efficient bliss

Cash and Stocks & Shares ISAs joined in tax-efficient bliss

Already have an ISA? Bring your investments together and you could save on charges. It’s easy to transfer and completely free.

ISA calculator

ISA calculator

Try our simple calculator to see how much your New ISA could be worth in the future.

Need some help?

Need some help?

Call us on 0845 272 6645

  • Monday to Thursday09:00 - 19:00
  • Friday09:00 - 18:00
  • Saturday10:00 - 13:00

 Our call services and terms

Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary.