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Alternative investment products

 

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International Bond

An International Bond from Standard Life could help you to help your kids or grandkids with university costs, could provide a source of income when you retire and provides a way to put comforting plans in place to pass your money on to your loved ones.

There is no tax on the amount your bond grows. Tax is only payable when you withdraw money - and the amount of tax you’ll be liable for will be based on your circumstances at that time. Choose from a wide range of funds, switch funds when you want to* and be rewarded with discounts for investing more money.

* You can switch in and out of funds at any time, though there may be conditions for doing this.

To apply call  0845 272 8826 

 

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Tailored Investment Bond

Our Tailored Investment Bond may suit people who want an investment which offers more opportunity for growth in the medium to long term (usually over five years or more). This can be used for taking regular income or for passing money to your loved ones.

Add or withdraw money when you like, choose from over 170 funds (as at December 2013), to invest in and switch funds whenever you want*.

* You can switch in and out of funds at any time, though there may be conditions for doing this.

To apply call  0845 272 8826 

 

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Other Onshore bonds

These options are only open to current Capital Investment Bond and Distribution Bond customers.

Our Capital Investment Bond may suit people who want to invest over the medium to long term (usually at least five years). You can withdraw money when you like and postpone your tax payment on it for up to 20 years.

If you have £10,000 or more to invest and want to be able draw a regular income from your investment, our Distribution Bond may suit you. You’ll be able to take a regular income every month, every three months or every six months - whatever suits you best. Like our Capital Investment Bond, you can switch funds whenever you like.

To apply call  0845 272 8826 

 

As with any investment the value can go up or down and may be worth less than what was paid in.

Remember that laws and tax rules may change in the future. The information here is based on our understanding in December 2013. Your personal circumstances also have an impact on tax treatment.

 

Still undecided?

It’s important to pick the right financial product for your needs. Why not consider some of our most popular investment products like our Stocks & Shares ISA or Investment Funds, or call us on 0845 272 8810 for further information or advice. You may be charged for this service.

Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary.

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Need some help?

Need some help?

Call us on 0845 272 8810

  • Monday to Thursday09:00 - 19:00
  • Friday09:00 - 18:00
  • Saturday10:00 - 13:00

 Our call services and terms

Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary.