If your employer doesn't offer a company plan, or if you're self-employed, you could consider paying into a personal pension.
This means paying a regular and/or lump sum to your pension provider, who invests the money on your behalf. You use the fund that has built up to provide your income at retirement.
A Stakeholder is designed to be more straightforward and have lower costs than some other types of company or personal pension.
You can take out a Stakeholder pension if you:
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