For most people, an important question to consider is when they should start a pension and how much to put in. You should consider putting aside as much as you can reasonably afford without overstretching yourself: the long term rewards can be well worth it.
Many people would rather not think about starting a pension - but remember that every day you put it off makes a difference to your income when you eventually retire. And by then it may be too late to do anything about it.
Remember that if you are unsure as to how much you should pay into your pension, you should speak to a financial adviser. There may be a cost associated with obtaining advice.