Impaired Life Annuity

Taking your health or medical condition into account

If you have serious health problems, you may be able to qualify for a higher level of income by purchasing an impaired life annuity.

We have a referral relationship with Partnership Assurance – an expert in impaired life, or underwritten, annuities.

Benefits of using Standard Life

We have negotiated special terms with Partnership Assurance. With our referral process, you will receive a better rate than you will be able to obtain directly from them.

Additionally, you will benefit from our experience, our streamlined processes and the dedicated support team we have established with Partnership Assurance.

Eligibility

If you meet specified medical criteria, we will refer you to Partnership Assurance.

Get financial advice

Buying an annuity is a long-term decision. It’s also one you can’t change later, so it’s worth seeking professional advice. You can do this by contacting Standard Life Direct on 0845 272 8810 (call charges may vary) or speak to your financial adviser, there may be a cost for this.

Standard Life Direct is provided by Standard Life Client Management which advises on, and sells products from, subsidiaries of Standard Life plc and some external providers.