Impaired Life Annuity

An annuity that takes your health or medical condition into account

If you have serious health problems, you may be able to qualify for a higher level of income with an impaired life annuity.

This option might suit you if:

  • You have a medical condition which could shorten your life
  • You meet specified medical criteria

Benefits of using Standard Life

We have a referral relationship with Partnership Assurance – specialists in impaired life annuities − and have negotiated improved terms with them. Our referral process means you will receive a better rate than you will be able to obtain directly from them.

Additionally, you will benefit from our experience, our streamlined processes and the dedicated support team we have established with Partnership Assurance.

Get financial advice

Buying an annuity is a long-term decision. It’s also one you can’t change later, so it’s worth seeking professional advice. Speak to your financial adviser or contact us on 0845 272 8810 (call charges will vary).

FAQs

Can I get financial advice directly from Standard Life?

Need some help? Call us on 0845 272 8810

Monday to Thursday 09:00 - 20:00

Friday 09:00 - 18:00

Saturday 09:00 - 13:00

  • Let us call you back
  • Our call services and terms

Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary.

Why choose Standard Life?

We’re flexible and easy to deal with. Now and in the future.