Expert opinion

Latest expert opinion

19 March 2014

Here's Julie Hutchison's take on the Budget 2014 and what it really means for you.


20th February 2014

So what if you’ve reached 40 and not started a pension or are just being enrolled into one for the first time? Is it too late?


13 February 2014

Is inflation eroding your savings? We help you get better armed against its corrosive effect on your hard earned cash.


13 February 2014

What are the inheritance tax consequences of marriage and what could it mean for you?


10 February 2014

Is it ever too late when it comes to saving for your kid’s financial future?


07 February 2014

Active vs. passive: One of the oldest debates in the investment world. Which camp are you in?


07 February 2014

Did you know that the number of men aged 60 plus getting divorced has increased by 73% over the last 20 years? This fact shows…


04 February 2014

“When dealing with people, remember you are not dealing with creatures of logic, but creatures of emotion”.  Dale Carnegie Since the late nineteenth century, people…


03 February 2014

A financial health check can be just as important as a fitness one.


20 January 2014

The beginning of a new year is a great time to get savings and investment plans in place, these 5 simple steps will help you to start getting them in shape.


17 January 2014

All too often good new year intentions stay just that! We may know our finances need to be sorted but without a plan things can be a little overwhelming.


09 January 2014

As we enter a New Year David Downie takes a look at the tax benefits available when saving into a pension.


07 January 2014

Not made any New Year money resolutions yet? Our latest blog gives some handy tips on saving for 2014.


30 December 2013

We look at the retirement saving options for those 4.2m self-employed workers in the UK.


23 December 2013

Take a trip with the Retirement Ghosts of Past, Present and Future and discover what you could do to change your retirement future.


23 December 2013

Are you one of the 24m who've made an ISA choice? If not - don’t worry, our blog breaks down the often confusing world of ISAs.


20 December 2013

What should investors do now as Neil Woodford, widely regarded as the 'king of income investing' moves on to pastures new.

09 December 2013

Capital Gains Tax - the basics, residential property and the fallout from the Autumn Statement.


05 December 2013

We take a quick look at how George Osborne's Autumn Statement could affect you and your family.


04 December 2013

There are a number of ways to save for a child's future, here's a quick guide on possible options.


02 December 2013

When does an asset become a liability?


25 November 2013

There is a good chance that many of us have a better idea of how many free minutes and texts we receive each month on our mobile phone than how much income we can expect in retirement


22 November 2013

Don’t you wish you were a Time Lord, who could go back in time and start saving earlier?


15 November 2013

In my last blog – The sky is falling on the pension limit fund – I looked into who’s likely to be affected by the pension…


15 November 2013

As you’ll have read in my previous blog – 10 things to consider before the Pensions LTA cut (Part 1), if you’re likely to be…


07 November 2013

What’s the most taboo subject in your household? I’ve spent my whole career dealing with the financial consequences of conversations which are linked to relationships…


05 November 2013

Guy Fawkes night may seem a long way from Christmas, but did you know it’s only 50 days away? How are you approaching  this season…


04 November 2013
Households in the UK are changing. Recent figures from the ONS indicate that 29% of the 26.4 million households in the UK consist of one…


29 October 2013

The UK economy is showing signs of a broad-based improvement, which is feeding through to UK commercial real estate. Capital values finally increased in the…


18 October 2013

Spending and saving are two sides of the same coin.  More of one can mean less of the other.  But what if you could combine…


16 October 2013

Typically, as interest rates rise, bond prices fall. A simple concept, but fundamental to fixed income investing. In recent years, however, it is not something…


11 October 2013

Do you remember the story of the man who sold his life to make a fresh start? In 2008, 44 year old Ian Usher from Darlington auctioned everything he owned – house, furniture, car, even his job, on eBay.


04 October 2013

John Brewer continues his series of blogs, which look back at the issues he faced when supporting his parents. His latest blog looks at the role of a power of attorney.


29 September 2013

You'l have spotted my title is a paraphrase of one of the oldest excuses in the book. Until now though, I have not heard of it being used as an excuse for not having a pension. Although it's amazing how many excuses people do come up with...


23 September 2013

When is the moment something can be said to be mainstream? Does a mention in Grand Theft Auto count?


17 September 2013

Over the last few months I've been re-evaluating the attractiveness of Europe from an investing perspective and it reminds me of the Hans Christian Anderson fable, The Ugly Duckling.



16 September 2013

Summer spending doesn’t need to be followed by a winter of financial hibernation. This 5 step plan will help you get your savings back on track.


15 August 2013

Blair balances up the choice he faces between going to university or choosing instead to enter full time employment straight from school...

07 August 2013

When buying or changing your car, perhaps the first question to ask yourself is, does it need to be a new car? A car can lose as much as 20% of its value as soon as your drive it away from the showroom.

05 August 2013

Exactly a year after London 2012, The Queen Elizabeth Olympic Park played host to the Sainsbury's Anniversary Games. The event underpinned the ethos of the Olympics; to create lasting legacies....

23 July 2013

We might have our retirement planning sorted, but do we have back-up financial plans in the event of unexpected redundancy, sudden critical illness or if our daughter announces she’s getting married?

17 July 2013

A new life down under can sound very attractive but you really should make very careful preparations where retirement income is concerned.


05 July 2013
If you’re planning a wedding, or you have a son, daughter, grandson or granddaughter who is about to tie the knot, take a few minutes to read our 5 helpful hints for financial wedded bliss.



03 July 2013
With the June student loan application deadline looming, it's appropriate to take a look at some of the ways you can help your son or daughter manage the challenging obstacle course of university, whilst remaining solvent.



26 September 2012
As undergraduate tuition fees treble, 37% of parents expect to help put their child through university. How can you afford it?



26 September 2012
From 1 October 2012, changes to workplace pensions will make it easier to save for retirement. Find out exactly what’s happening, when and who’s eligible.


10 August 2012
In this challenging economic climate, financial advice could prove the best investment of all.


18 July 2012
1.4m people are working past state pension age. What does this mean for retirement planning?


1 June 2012
Hang on to more of your hard-earned cash. Read our expert tips on how to be more tax-efficient.


21 March 2012
Today, the Chancellor of the Exchequer announced the 2012 budget. We've summarised some of the most important points for you.


01 February 2012
We look at 5 of the key factors that can affect your finances and what this means to you.

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