Approaching retirement

Make sure you're on track
Whether you're 10 years or two months away from retirement, we've got useful information for you. Explore options for taking your pension-income drawdown or an annuity.
Retirement income options explained
There are different ways to access your income in retirement.
De-risking your pension
As you approach retirement, it's important to protect your savings. We explain how to go about it.
Pension choices: annuity or drawdown?
Our interactive tool will help you understand which one might be best for you.
The changing face of retirement
A look at how has retirement changed in recent years, plus a snapshot of life today for three retirees.
Taking a tax-free lump sum
You can take up to 25% of your pensions savings as a tax-free lump sum. But what can you do with it?
Make the most of your annuity
A video to help you think about your choices for your annuity
Annuities and the ban on gender discrimination
What is the Gender Directive, and how might it affect your retirement plans?
