Approaching retirement

Approaching retirement

Make sure you're on track

Whether you're 10 years or two months away from retirement, we've got useful information for you. Explore options for taking your pension-income drawdown or an annuity.

Retirement income options explained

There are different ways to access your income in retirement.

De-risking your pension

As you approach retirement, it's important to protect your savings. We explain how to go about it.

Pension choices: annuity or drawdown?

Our interactive tool will help you understand which one might be best for you.

The changing face of retirement

A look at how retirement has changed in recent years, plus a snapshot of life today for three retirees.

Taking a tax-free lump sum

You can take up to 25% of your pensions savings as a tax-free lump sum. But what can you do with it?

Make the most of your annuity

Make the most of your annuity

A video to help you think about your choices for your annuity

Annuities and the ban on gender discrimination

Annuities and the ban on gender discrimination

What is the Gender Directive, and how might it affect your retirement plans?

Useful checklists

Whether retirement is a decade away or just around the corner, our checklists will help make sure you're on track.

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2014 Budget update – annuities and pensions

Changes to workplace pensions

On 19 March, the Chancellor announced major
changes to UK pensions and annuities.

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